Protect Yourself
Join, Protect, Provide - Three simple words. One great benefit.
Joining our Credit Union makes you a part of our family. And, we protect our family members with $1,000 Accidental Death and Dismemberment Insurance Coverage - at no cost to you. All you have to do is complete the enrollment form. It's that easy. We understand that you have family members and loved ones to provide for, too. We're happy to extend you the opportunity to better provide for them. When you submit your no-cost to you $1,000 Insurance enrollment form, or call 1-800-860-7182, we'll send you information that helps you provide more insurance protection for you and your family.
Overdraft Protection...
Your good name and credit history are all you need!
Apply for overdraft protection today and take the worry out of financial mishaps. You've been there before...you forget to record a transaction or forget to make that deposit, and before you know it, you've bounced a check or returned debit card transaction.
Although you usually keep good track of your account, sometimes mishaps happen and having overdraft protection can ensure that you don't pay overdraft fees or experience the embarrassment of returned checks.
This loan is associated with your checking account. It can also be used to write yourself a personal loan when needed.
Regulation D - There's a Limit
As a credit union member, you can easily transfer funds between your various accounts. But there is a limit to how many times you may transfer money during a four-week time period-exceeding that limit is breaking a law.
Regulation D is a federal law that establishes the amount of monetary reserves credit unions must maintain. The rule also limits the number of times a member may transfer money between accounts to six times per month.
Certain transfer methods don't count against the six-time limit, including those you make in person, by messenger, by mail, by ATM, or by a phone call that results in a check being mailed to you.
Overdraft Protection is a good service to have if you reach your Reg. D limit.
Apply today!
